Personal Finance Ology

I find it imperative to talk about the decision making process when speaking on personal finance. I’ve noticed with my past experiences and the experiences of most of those that come to me for advice that the bulk of our financial troubles start from the types of decisions we make with our money.
An important note [...]

With the New Year here there’s an inevitable force to make a plan to budget our money with a plan to not run out this year. I must say I couldn’t disagree with this idea more. When we budget our money we are depriving ourselves of utilizing that which we have worked so hard for.
Chart [...]